When it comes to life insurance, there are two basic “flavors”: Term Insurance and Permanent Insurance. There are also more complex hybrid products, including the topic of this blog post, indexed universal life Continue Reading
Using Insurance and Buy-Sell Agreements for Businesses. It is important to put some thought and planning into protecting your loved ones from the financial hardship they could face if you were to die prematurely. If Continue Reading
The month of May has been designated as “Disability Awareness Month.” If you are like most Americans, you probably understand that there is a chance you could become disabled someday, sidelined and unable to work Continue Reading
New survey shows the vast majority of NAIFA members help middle- and lower-income Americans achieve financial security through long-term relationships of trust between client, advisor Falls Church, Va. (Feb. 27, Continue Reading
Trusts come in a variety of “flavors,” with different types of trusts serving different purposes in estate, tax, and charitable planning strategies. Irrevocable Life Insurance Trusts, often called an “ILITs” for Continue Reading
You may already know that life insurance proceeds generally pass to your named beneficiaries without income taxes. So, if you have a $100,000 policy and name your spouse as the beneficiary, your spouse will receive Continue Reading
If you aren’t sure you have a good understanding of long-term care insurance, you aren’t alone. It can be a complicated insurance product. Making things even more complex, you have several options when it comes to Continue Reading
There are a lot of different financial vehicles you can use to save for your retirement, including employer-sponsored retirement plans, traditional investments, life insurance, and more. One popular choice that many Continue Reading
If you were to become disabled and couldn’t work for a period of time, would you be able to pay your bills? Would you and your loved ones be able to stay in the family home? If you are like most people, you Continue Reading
When you think of estate planning, you probably think of tools that can help direct how your assets pass at your death like wills and trusts. Life insurance can play a key role in the estate planning process too. Continue Reading
